Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
1:1 point transfer to leading airline and hotel loyalty programs
Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Chase Ultimate Rewards: Sapphire Reserve points are worth up to 50% more when you redeem for any product on the Apple® Ultimate Rewards® Store. (Select Cards only - YMMV)
Login your Chase Account > Go to Ultimate Rewards > Scroll down to see "Your points are worth 25-50% more"
25% for me. The main thing is there is no trade in option
2 weeks ago|
Anonymous
No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago|
Anonymous
25% too.
2 weeks ago|
Anonymous
Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago|
Anonymous
Only 10% for me...
2 weeks ago|
Anonymous
Even 25% is good deal !
2 weeks ago|
Anonymous
It’s like reading two chipmunks talking to each other trying to figure out what humans do. Both of you are wrong and are misinterpreting “liability” in the stated context. The “liability” is based on total credit issued across cc products that have rewards tied to spending. It has more to do with spending “rebates” and is a fixed range for share holder reporting purposes. //@anonymous: Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago|
Anonymous
I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
2 weeks ago|
Anonymous
Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
2 weeks ago|
Anonymous
Apple shills are all over the place //@anonymous: Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
Anonymous
25% for me. The main thing is there is no trade in option
2 weeks ago |
Anonymous
No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago |
Anonymous
25% too.
2 weeks ago |
Anonymous
Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago |
Anonymous
Only 10% for me...
2 weeks ago |
Anonymous
Even 25% is good deal !
2 weeks ago |
Anonymous
It’s like reading two chipmunks talking to each other trying to figure out what humans do. Both of you are wrong and are misinterpreting “liability” in the stated context. The “liability” is based on total credit issued across cc products that have rewards tied to spending. It has more to do with spending “rebates” and is a fixed range for share holder reporting purposes. //@anonymous: Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:
Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,
2 weeks ago |
Anonymous
I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
2 weeks ago |
Anonymous
Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
2 weeks ago |
Anonymous
Apple shills are all over the place //@anonymous: Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !
2 weeks ago |