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Reward Credit CardsThe following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs. |
Citi Forward® Card
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.
Apply Here (Last updated date: 2010-06-30) | 
- Intro APR:
0%* - Intro APR Period:
12 months on Balance Transfers, 7 months on Purchases* - Regular APR:
12.99% - 19.99% (Variable)* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
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Citi® Diamond Preferred® Rewards Card
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
Apply Here (Last updated date: 2010-07-06) | 
- Intro APR:
0% on Purchases & Balance Transfers* - Intro APR Period:
12 months* - Regular APR:
12.99% - 20.99%* (Variable)* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
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Chase SapphireSM Card
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
Apply Here (Last updated date: 2010-07-08) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
12.24% variable* - Annual Fee:
$0* - Balance Transfers:
No* - Credit Needed:
Excellent Credit*
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Chase Freedom® Visa
- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
Apply Here (Last updated date: 2010-07-22) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
Prime +9.74%, +14.74%, or P+19.74%* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
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Citi® mtvU™ Platinum Select® Visa® Card for College Students- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
Apply Here (Last updated date: 2010-06-30) | 
- Intro APR:
0% on Purchases* - Intro APR Period:
7 months* - Regular APR:
12.99% - 21.99% (Variable)* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
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Chase FreedomSM MasterCard- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
Apply Here (Last updated date: 2010-07-22) | 
- Intro APR:
0%* - Intro APR Period:
first 6 billing cycles that your Account is open* - Regular APR:
as low as 12.99% Variable* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
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Visa Black Card
- Limited Membership: The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
- 24-Hour Concierge Service: assist you with all your travel, leisure and personal needs.
- Exclusive Rewards Program: The more you use the Black Card the better. Black Card members will receive 1% cash back on purchases or points
that can be redeemed for travel on any airline at anytime.
- Luxury Gifts: Members will receive Luxury Gifts from some of the world's top brands.
- Issued by Barclays Bank Delaware
- Annual Fee $495
Apply Here (Last updated date: 2009-03-09) | 
- Intro APR:
0% APR on Balance Transfers* - Intro APR Period:
6 Months* - Regular APR:
13.24%* - Annual Fee:
$495* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
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Starwood Preferred Guest® Credit Card from American Express
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Apply Here (Last updated date: 2010-06-21) | 
- Intro APR:
2.90% on Purchases and Balance Transfers* - Intro APR Period:
6 months* - Regular APR:
15.24%* - Annual Fee:
No annual fee for the first year - $45 thereafter* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
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Discover® More Card
- $50 in Cashback Bonus after $500 of spend in the first 3 billing cycles
- 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
- 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Unlimited cash rewards that never expire
- Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
- No Annual Fee
- Get a response within 60 seconds
Apply Here (Last updated date: 2010-07-22) | 
- Intro APR:
0%* - Intro APR Period:
6 months on Purchases and Balance Transfers* - Regular APR:
As low as 11.99%* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
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Discover® Student Card
- 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site, ShopDiscover
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus
- No annual fee
- 0 fraud liability guarantee
Apply Here (Last updated date: 2010-05-04) | 
- Intro APR:
0% on Purchases* - Intro APR Period:
6 months* - Regular APR:
As low as 15.99%* - Annual Fee:
$0* - Balance Transfers:
N/A* - Credit Needed:
Good Credit*
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Discover® Open RoadSM Card
- Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually.
- 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on everything else
- Unlimited cash rewards that never expire
- Increase, even double, the value of your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
- No annual fee
- $0 Fraud Liability Guarantee
Apply Here (Last updated date: 2009-05-01) | 
- Intro APR:
0%* - Intro APR Period:
6 months for Purchases & Balance Transfers* - Regular APR:
as low as 10.99%* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
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American Express® Gold Card
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership ® redeemable for select gift cards valued at $100!
- The Membership Rewards program ® Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events ® exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
Apply Here (Last updated date: 2010-06-21) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
N/A* - Annual Fee:
$125 annual fee* - Balance Transfers:
No* - Credit Needed:
Good Credit*
|
The Platinum Card® from American Express
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership ® redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
Apply Here (Last updated date: 2010-06-21) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
N/A* - Annual Fee:
$450 annual fee* - Balance Transfers:
N/A* - Credit Needed:
Good Credit*
|
Citi® Dividend Platinum Select® MasterCard®
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
Apply Here (Last updated date: 2010-06-30) | 
- Intro APR:
0% on Purchases & Balance Transfers* - Intro APR Period:
15 months* - Regular APR:
12.99% - 20.99% (Variable)* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Good Credit*
|
Miles by Discover® Card
- Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire*
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
- No Annual Fee
Apply Here (Last updated date: 2009-01-14) | 
- Intro APR:
0%* - Intro APR Period:
6 months on Purchases & 6 months on Balance Transfers* - Regular APR:
as low as 10.99%* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
|
Discover® MotivaSM Card
- 5% to 20% Cashback Bonus® at top online retailers
- Up to 1% unlimited Cashback Bonus on all other purchases
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- A full month's interest equal to a Pay-On-Time-Bonus each time you make 6 on-time payments in a row - twice a year, every year when you pay on time each month*
- No Annual Fee
Apply Here (Last updated date: 2010-07-22) | 
- Intro APR:
3.99%* - Intro APR Period:
12 months on Purchases & 15 months on Balance Transfers* - Regular APR:
10.99%* - Annual Fee:
$0* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
|
True Earnings® Card from Costco and American Express
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go
- 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
Apply Here (Last updated date: 2010-06-28) | 
- Intro APR:
0% on Purchases* - Intro APR Period:
6 months* - Regular APR:
15.24%* - Annual Fee:
No Annual Fee with your paid Costco Membership* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
|
Platinum Delta SkyMiles® Credit Card from American Express
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
Apply Here (Last updated date: 2009-10-03) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
14.50%* - Annual Fee:
$150 per year* - Balance Transfers:
Yes* - Credit Needed:
Excellent Credit*
|
American Express® Premier Rewards Gold Card
- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
Apply Here (Last updated date: 2010-06-21) | 
- Intro APR:
N/A* - Intro APR Period:
N/A* - Regular APR:
N/A* - Annual Fee:
first year free, then $175* - Balance Transfers:
No* - Credit Needed:
Excellent Credit*
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| * See the online credit cards for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the link you can review the credit card terms and conditions on the credit card issuer's web site. |
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