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Reward Credit Cards

The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.

Citi Forward® Card
  • 6000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 Reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 100 points each billing period when you pay on time and stay under you credit line
  • 0% APR for 7 months on purchases and balance transfers
  • No Annual Fee

Apply Here

(Last updated date: 2010-02-23)

Citi Forward® Card

  • Intro APR:
    0%*
  • Intro APR Period:
    7 months*
  • Regular APR:
    14.24% variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Good Credit*


Chase SapphireSM Card
  • 10,000 Bonus Points after first purchase
  • 2X on all airfare booked through Ultimate Rewards
  • No earning caps, point expiration, or blackout dates
  • Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
  • 1 point for every dollar on all other purchases
  • 24/7 Dedicated service advisor (No voice recording)
  • Premier travel protection benefits
  • No Annual Fee

Apply Here

(Last updated date: 2010-12-08)

Chase Sapphire<sup>SM</sup> Card

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    12.24% variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    No*
  • Credit Needed:
    Excellent Credit*


Chase FreedomSM Credit Card
  • 3% bonus cash back offers in categories like gas, home improvement and department stores
  • Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee*

Apply Here

(Last updated date: 2010-02-23)

Chase Freedom<sup>SM</sup> Credit Card

  • Intro APR:
    0%*
  • Intro APR Period:
    0% for up to 6 months on Purchases, 0% for up to 12 months on Balance Transfers*
  • Regular APR:
    as low as 12.99% Variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Citi® mtvU™ Platinum Select® Visa® Card for College Students
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
  • Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, travel, electronics, music and more.
  • No Annual Fee

Apply Here

(Last updated date: 2010-02-24)

Citi® mtvU™ Platinum Select® Visa® Card for College Students

  • Intro APR:
    0% on Purchases if you qualify**
  • Intro APR Period:
    7 months**
  • Regular APR:
    as low as 17.24% variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Good Credit*


Visa Black Card
  • Limited Membership: The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
  • 24-Hour Concierge Service: assist you with all your travel, leisure and personal needs.
  • Exclusive Rewards Program: The more you use the Black Card the better. Black Card members will receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime.
  • Luxury Gifts: Members will receive Luxury Gifts from some of the world's top brands.
  • Issued by Barclays Bank Delaware
  • Annual Fee $495

Apply Here

(Last updated date: 2009-03-09)

Visa Black Card

  • Intro APR:
    0% APR on Balance Transfers*
  • Intro APR Period:
    6 Months*
  • Regular APR:
    13.24%*
  • Annual Fee:
    $495*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Starwood Preferred Guest® Credit Card from American Express
  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

Apply Here

(Last updated date: 2009-09-28)

Starwood Preferred Guest® Credit Card from American Express

  • Intro APR:
    2.90%*
  • Intro APR Period:
    6 Months*
  • Regular APR:
    15.24%*
  • Annual Fee:
    No annual fee for the first year - $45 thereafter*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Discover® More Card
  • $50 in Cashback Bonus after $599 of spend in the first 3 billing cycles
  • 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards that never expire
  • Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
  • No Annual Fee
  • Get a response within 60 seconds

Apply Here

(Last updated date: 2009-12-08)

Discover® More Card

  • Intro APR:
    0%*
  • Intro APR Period:
    6 months on Purchases, 12 months on Balance Transfers*
  • Regular APR:
    As low as 11.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Discover® Student Card
  • 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site, ShopDiscover
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus
  • No annual fee
  • 0 fraud liability guarantee

Apply Here

(Last updated date: 2008-11-13)

Discover® Student Card

  • Intro APR:
    0% on Purchases*
  • Intro APR Period:
    6 months*
  • Regular APR:
    14.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    N/A*
  • Credit Needed:
    Good Credit*


Discover® Open RoadSM Card
  • Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually.
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on everything else
  • Unlimited cash rewards that never expire
  • Increase, even double, the value of your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
  • No annual fee
  • $0 Fraud Liability Guarantee

Apply Here

(Last updated date: 2009-05-01)

Discover® Open Road<sup>SM</sup> Card

  • Intro APR:
    0%*
  • Intro APR Period:
    6 months for Purchases & Balance Transfers*
  • Regular APR:
    as low as 10.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


American Express® Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.

Apply Here

(Last updated date: 2009-09-17)

American Express® Preferred Rewards Gold Card

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    N/A*
  • Annual Fee:
    $125 annual fee*
  • Balance Transfers:
    No*
  • Credit Needed:
    Good Credit*


Platinum Card® from American Express
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Apply Here

(Last updated date: 2009-09-18)

Platinum Card® from American Express

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    N/A*
  • Annual Fee:
    $450 annual fee*
  • Balance Transfers:
    N/A*
  • Credit Needed:
    Good Credit*


Capital One® VentureOneSM Rewards Credit Card
  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee

Apply Here

(Last updated date: 2010-03-04)

Capital One® VentureOne<sup>SM</sup> Rewards Credit Card

  • Intro APR:
    0% on Purchases*
  • Intro APR Period:
    until February 2011*
  • Regular APR:
    13.9% (V)*
  • Annual Fee:
    $0*
  • Balance Transfers:
    N/A*
  • Credit Needed:
    Excellent Credit*


Capital One® VentureSM Rewards Credit Card
  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us

Apply Here

(Last updated date: 2010-03-04)

Capital One® Venture<sup>SM</sup> Rewards Credit Card

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    13.9% (V)*
  • Annual Fee:
    First year free, then $59*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Miles by Discover® Card
  • Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire*
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
  • No Annual Fee

Apply Here

(Last updated date: 2009-01-14)

Miles by Discover® Card

  • Intro APR:
    0%*
  • Intro APR Period:
    6 months on Purchases & 6 months on Balance Transfers*
  • Regular APR:
    as low as 10.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Discover® MotivaSM Card
  • 5% to 20%Cashback Bonus® at top online retailers
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • A full month's interest equal to a Pay-On-Time-Bonus each time you make 6 on-time payments in a row - twice a year, every year when you pay on time each month*
  • No Annual Fee

Apply Here

(Last updated date: 2008-11-13)

Discover® Motiva<sup>SM</sup> Card

  • Intro APR:
    3.99%*
  • Intro APR Period:
    6 months on Purchases & 12 months on Balance Transfers*
  • Regular APR:
    10.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


True Earnings® Card from Costco and American Express
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go
  • 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

Apply Here

(Last updated date: 2009-10-08)

True Earnings® Card from Costco and American Express

  • Intro APR:
    0%*
  • Intro APR Period:
    6 Months*
  • Regular APR:
    15.24%*
  • Annual Fee:
    No Annual Fee with your paid Costco Membership*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Platinum Delta SkyMiles® Credit Card from American Express
  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.

Apply Here

(Last updated date: 2009-10-03)

Platinum Delta SkyMiles® Credit Card from American Express

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    14.50%*
  • Annual Fee:
    $150 per year*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


The Premier Rewards Gold Card from American Express
  • Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership redeemable for up to $150 in gift Cards upon point credit at participating retail, dining, and entertainment partners.
  • You can earn an extra 15,000 bonus points (good for rewards valued at $150) each year when you spend $30,000 in a calendar year.
  • No annual fee for your first year of membership, then $175

Apply Here

(Last updated date: 2009-10-27)

The Premier Rewards Gold Card from American Express

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    N/A*
  • Annual Fee:
    first year free, then $175*
  • Balance Transfers:
    No*
  • Credit Needed:
    Excellent Credit*


Capital One® No Hassle MilesSM Rewards Credit Card
  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions
  • Fly FREE on any airline to any destination
  • 0% intro APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee

Apply Here

(Last updated date: 2010-02-18)

Capital One® No Hassle Miles<sup>SM</sup> Rewards Credit Card

  • Intro APR:
    0% on purchases*
  • Intro APR Period:
    until February 2011*
  • Regular APR:
    16.9% (V)*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Good Credit*


* See the online credit cards for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the link you can review the credit card terms and conditions on the credit card issuer's web site.


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