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Balance Transfer Credit Cards

The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers.

Discover® More Card
  • $50 in Cashback Bonus after $599 of spend in the first 3 billing cycles
  • 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards that never expire
  • Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
  • No Annual Fee
  • Get a response within 60 seconds

Apply Here

(Last updated date: 2009-12-08)

Discover® More Card

  • Intro APR:
    0%*
  • Intro APR Period:
    6 months on Purchases, 12 months on Balance Transfers*
  • Regular APR:
    As low as 11.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Citi® mtvU™ Platinum Select® Visa® Card for College Students
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
  • Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, travel, electronics, music and more.
  • No Annual Fee

Apply Here

(Last updated date: 2010-02-24)

Citi® mtvU™ Platinum Select® Visa® Card for College Students

  • Intro APR:
    0% on Purchases if you qualify**
  • Intro APR Period:
    7 months**
  • Regular APR:
    as low as 17.24% variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Good Credit*


Visa Black Card
  • Limited Membership: The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
  • 24-Hour Concierge Service: assist you with all your travel, leisure and personal needs.
  • Exclusive Rewards Program: The more you use the Black Card the better. Black Card members will receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime.
  • Luxury Gifts: Members will receive Luxury Gifts from some of the world's top brands.
  • Issued by Barclays Bank Delaware
  • Annual Fee $495

Apply Here

(Last updated date: 2009-03-09)

Visa Black Card

  • Intro APR:
    0% APR on Balance Transfers*
  • Intro APR Period:
    6 Months*
  • Regular APR:
    13.24%*
  • Annual Fee:
    $495*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Starwood Preferred Guest® Credit Card from American Express
  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

Apply Here

(Last updated date: 2009-09-28)

Starwood Preferred Guest® Credit Card from American Express

  • Intro APR:
    2.90%*
  • Intro APR Period:
    6 Months*
  • Regular APR:
    15.24%*
  • Annual Fee:
    No annual fee for the first year - $45 thereafter*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Citi® Platinum Select® MasterCard®
  • 0% APR on Purchases and Balance Transfers for up to 15 months
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
  • No annual fee*
  • Secure, free online account management*
  • $0 liability on unauthorized purchases*
  • Apply online and get an instant response*

Apply Here

(Last updated date: 2010-03-11)

Citi® Platinum Select® MasterCard®

  • Intro APR:
    0%*
  • Intro APR Period:
    up to 15 months*
  • Regular APR:
    as low as 11.99% variable*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Good Credit*


Miles by Discover® Card
  • Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire*
  • Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
  • No Annual Fee

Apply Here

(Last updated date: 2009-01-14)

Miles by Discover® Card

  • Intro APR:
    0%*
  • Intro APR Period:
    6 months on Purchases & 6 months on Balance Transfers*
  • Regular APR:
    as low as 10.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


Discover® MotivaSM Card
  • 5% to 20%Cashback Bonus® at top online retailers
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • A full month's interest equal to a Pay-On-Time-Bonus each time you make 6 on-time payments in a row - twice a year, every year when you pay on time each month*
  • No Annual Fee

Apply Here

(Last updated date: 2008-11-13)

Discover® Motiva<sup>SM</sup> Card

  • Intro APR:
    3.99%*
  • Intro APR Period:
    6 months on Purchases & 12 months on Balance Transfers*
  • Regular APR:
    10.99%*
  • Annual Fee:
    $0*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Excellent Credit*


* See the online credit cards for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the link you can review the credit card terms and conditions on the credit card issuer's web site.


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