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Credit Cards for People with Bad Credit

The following Credit Cards are for People with Bad Credit or less than perfect credit. These cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.

Orchard Bank Classic MasterCards
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Apply Here

(Last updated date: 2010-03-09)

Orchard Bank Classic MasterCards

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    7.90%-24.90%*
  • Annual Fee:
    $0-$74 the first year; $35-$79 per year thereafter*
  • Balance Transfers:
    Yes*
  • Credit Needed:
    Average*


AccountNow Prepaid Visa® Card
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $24 Cash Bonus when you use direct deposit
  • New iAdvanceSM loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Direct Deposit

Apply Here

(Last updated date: 2010-02-20)

AccountNow Prepaid Visa® Card

  • Intro APR:
    N/A*
  • Intro APR Period:
    N/A*
  • Regular APR:
    N/A*
  • Annual Fee:
    as low as $2.50 per month*
  • Balance Transfers:
    N/A*
  • Credit Needed:
    Limited History*


* See the online credit cards for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the link you can review the credit card terms and conditions on the credit card issuer's web site.


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